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Unlock Series: How To Get Your First Credit Card | BankBazaar

Credit Cards are often the ideal first credit product for many. They offer a unique opportunity to build and manage credit effectively. This article is designed to guide newcomers through…

Japón funciona con máquinas expendedoras. Pronto millones quedarán obsoletas

La máquina expendedora del restaurante de ramen de Hiroshi Nishitani en Tokio lleva funcionando sin problemas una década. Los clientes le insertan dinero y la máquina imprime sus pedidos mientras…

Podcast: AI prescription for banks

Financial institutions look to their tech providers to help them embrace new technologies, including AI. At cloud-based fintech nCino, Chief Industry Innovation Officer Anthony Morris works to identify technologies that…

is there a critical threshold? – Bank Underground

Nuri Khayal and Jonathan Loke Many households in the UK have seen their mortgage payments go up since mortgage rates started to increase in 2022. In the current environment of…

Reclaiming Unclaimed Bank Deposits: A Step-by-Step Guide | BankBazaar

Banks transfer dormant funds to the DEA Fund, ensuring centralised management under the purview of the RBI. However, depositors maintain the right to retrieve their deposits. Here’s how. Unclaimed bank…

Why Are People So Down About the Economy? Theories Abound.

The U.S. economy has been an enigma over the past few years. The job market is booming, and consumers are still spending, which is usually a sign of optimism. But…

5 questions with … Lia Cao

Lia Cao, global head of embedded finance and solutions at J.P. Morgan Payments, is focused on meeting consumers where they want to be met through integrated banking services. “Consumer demand…

currency-mismatches and the dollarisation of UK exports – Bank Underground

Marco Garofalo, Giovanni Rosso and Roger Vicquery Most international trade is denominated in dominant currencies such as the US dollar. What explains the adoption of dominant currency pricing and what…

Separating Mortgage Fact from Fiction in the Vermont & New Hampshire

Embarking on the journey to homeownership can be both exciting and overwhelming, especially when you’re surrounded by a plethora of myths and misconceptions. As a first-time homebuyer, you might have…

How The Interest-Free Period Is Calculated On Your Credit Card

Ever wondered how the interest-free period is calculated on your Credit Card? It’s quite simple. We’ll break it down for you here! “If you think nobody cares if you’re alive,…

What’s BlackRock Without Larry Fink? Shareholders Fret About Future.

Laurence D. Fink built BlackRock into the world’s largest asset manager with a steely grip, a thick skin and a cleareyed vision of what the company could become. Today, it’s…

Podcast: How Mastercard deploys APIs

Payments behemoth Mastercard uses APIs to develop a wider range of products for business clients. The company processes roughly 125 billion transactions annually and managing data flow through APIs makes…

Leveraging language models for prudential supervision – Bank Underground

Adam Muhtar and Dragos Gorduza Imagine a world where machines can assist humans in navigating across complex financial rules. What was once far-fetched is rapidly becoming reality, particularly with the…

Phishing For Trouble: Recognising And Avoiding Deceptive Emails And Texts | BankBazaar

Ever gotten an email claiming your bank account is compromised, urging you to click a link to “verify” your details? That’s a phishing scam, a cunning attempt to steal your…

Gov. Jim Justice Faces Heavy Business Debts as He Seeks Senate Seat

Jim Justice, the businessman-turned-politician governor of West Virginia, has been pursued in court for years by banks, governments, business partners and former employees for millions of dollars in unmet obligations.…